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Health Insurance is also known as Private medical insurance which covers the cost of private treatments in the event of injuries or treatable illness. It makes you free from following lengthy NHS queue and you are able to book en-suite or special room in private hospital you want.
First you need to visit your GP (General Practitioner) and take a referral for specialist then you need to contact insurer and register for claim. After approval from insurer, your GP will transfer you to specialist at your chosen hospital.
To cover smaller medical expense health cash plan is referred by insurance advisors. You will get quote for health cash plans from our website.
Health Cash Plan allows you to claim back the cost of treatments like eye tests, dental treatment or physiotherapy consultation. With monthly premium of just £10, a person may be able to claim around £650 on treatment, medication or travel expenses.
It doesn’t require any GP (General Practitioner) visit before treatment, you just need to spend money on your treatment and then send its receipt to insurer for making claim. Insurer will send claimed amount as per the terms and condition of the policy. Sometimes policy cover the half cost of your medical expense so you will get only half payment of your whole expense but it will keep your monthly premium lower.
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